GENERAL SITE DISCLAIMER

Mercado Global Insurance Brokers, LLC offers and distributes life insurance products and annuities issued by a number of different insurance companies. Life insurance policies and annuities are inherently varied and unique, and choosing the right policy can depend on many different variables, including your personal situation and financial needs. Please consult with an insurance agent licensed in your state before purchasing a life insurance policy or annuity. All insurance policies are governed by the terms set forth in the applicable insurance policy, and each insurer has financial responsibility for its own products. Not all products and all features are available in all states or outside the US. Mercado Global Insurance Brokers, LLC is a licensed insurance agency licensed in California, Agency Producer Lic. No. 6009220.

Note: Pictures of people depicted on this website, or utilized in third-party services offered by this website, may not be real clients or employees. Professional photography may be used in order to protect the privacy of all MGI Brokers LLC, clients and employees.

DISCLAIMER OF WARRANTY

Mercado Global Insurance Brokers LLC provides this service and this site on an as-iis basis and grants no warranties of any kind, express, implied, statutory, or otherwise, in any communication with Mercado Global Insurance Brokers LLC, affiliates or its representatives, or otherwise with respect to this service or this site. Additionally, Mercado Global Insurance Brokers LLC specifically disclaims any implied warranties or merchantability, fitness for a particular purpose or no infringement. Mercado Global Insurance Brokers LLC does not guarantee that use of this service or this site will always be secure, uninterrupted, available or error-free, or will meet your specific requirements, or that any defects in the service or the site will be corrected.

Mercado Global Insurance Brokers LLC disclaims all legal responsibility and or liability, regardless of the form of action, for any and all acts or omissions of other users (including unauthorized or unlawful users, or “hackers”) of this Service.

LINKS

This web site occasionally contains links to other web pages; however, the inclusion of such links does not constitute referrals or endorsements of the linked entities. Links to organizations and governmental agencies are provided as a convenience to our readers. Mercado Global Insurance Brokers LLC does not endorse and is not responsible for any third party content that may be accessed from its web site and does not recommend or endorse the use of any third party’s services. The links are to be accessed at the user’s own risk, and the authors of this web site makes no representation or warranties about the content of these links.

JURISDICTION

By accessing this web site, you agree that any disputes or matters arising out of or related to your viewing or use of this web site shall be governed under the laws of the State of California without regard to the conflicts of law.

CLIENT RELATIONSHIP

The materials on this web site are intended for informational purposes only. The materials on this web site are not intended to be, or should they be interpreted as, legal opinion or advice. The reader should not consider this information to be an invitation to a client relationship, nor should the reader rely on the information presented on this site for any purpose, and should always seek the legal advice of counsel in the appropriate jurisdiction.

TRANSMISSION OF INFORMATION

Transmission and receipt of the information in this site and or communication with Mercado Global Insurance Brokers LLC via email and or “real-time chat” is not intended to solicit or create, and does not solicit or create, a client relationship between Mercado Global Insurance Brokers LLC and any person or entity.

Electronic mail or other communication through this website or otherwise to Mercado Global Insurance Brokers LLC affiliates or any of its members, managers, officers, employees, agents and assigns of the same in connection with a matter for which we do not already represent you may not be treated as privileged or confidential. If you choose to contact us through this website or via email, you should be aware that any information transmitted electronically may not be secure.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Mercado Global Insurance Brokers LLC, affiliates and its members, managers, officers, employees, agents and assigns of the same, from and against any and all loss, costs, expenses (including reasonable attorney fees and costs), claims, damages, and liabilities related to or associated with your use of the website and any violation of these terms and conditions by you.

TRADEMARKS & LOGOS

Any trademarks, logos, and service marks (collectively called “Trademarks”) displayed on the Site, including “Mercado Global Insurance Brokers” are Trademarks of Mercado Global Insurance Brokers LLC and others. Nothing contained on the Site should be construed as granting, by implication or otherwise, any license or right to use any Trademark displayed on this Site without the express written permission and consent of Mercado Global Insurance Brokers LLC or such third parties that may own the Trademarks displayed on this Site. Any intentional misuse of the Trademarks displayed on this Site, or any other content on this Site, except as provided in these Terms and Conditions, is strictly prohibited by law.

CHANGE IN TERMS

Mercado Global Insurance Brokers LLC may change these policies at any time without written notice to users. The changes will become effective upon posting of the changes to this web site.