Is there flexibility in my premiums?


  • Increased
  • Decreased
  • More or less frequent
  • Skipped or stopped

The Transamerica Financial Foundation IUL policy provides flexible premium payment options, subject to certain limitations. Payments can be increased or decreased, or be made more or less frequently providing certain criteria is met.

They can even be skipped or stopped altogether if the No-Lapse Guarantee will remain in effect, or the Cash Surrender Value is sufficient to cover the Monthly Deductions and the Index Account Monthly Charge. 


After the no-lapse period, or if the cumulative Minimum Monthly No-Lapse Premium requirements are not met, then fluctuations in interest rates and/or policy charges may require the payment of additional premiums to keep the policy in force. Guarantees are based on the claims-paying ability of the company.